Welcome to P & M Financial Ltd

Our mission statement is simple:

"To offer full advice & recommendation for all your mortgage & protection needs, whilst offering you the smoothest possible journey"

So whether you are:

  • Buying your first home
  • Reviewing your current mortgage
  • Thinking of investing in the property market as a Landlord or Limited Company
  • Looking to get Mortgage or Personal Protection (Life Insurance, Critical Illness Cover, Income Protection, Buildings & Contents Cover or Landlords Contents Cover)

We also offer Zoom Meetings on a Day and Time that suits you, which is very popular with our regular Clients. We get to know you and that's what we think Mortgage & Protection Advice should be all about. 

We have some great information & Tools on this website so don't forget to add to "Favourites" & browse away. Have a look at our reviews on here or on Facebook, Instagram & LinkedIn under our Directors name. We are a Trusted & Experienced Firm who are happy to "hold your hand" all the way through the process if you would like us to. 

Any questions then Contact us for an initial chat, or to arrange your FREE Mortgage and/ or Protection Review. 

Find out more

Mortgage Finder

Search with our mortgage finder to find a suitable deal for you.


Mortgage Tables

Our mortgagetables can help you check the very best mortgage rates and daily deals.

View Tables


Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’.

Read More

Leave your details

We'll get in touch with you

Don't take our word for it

See what our customers say about us

"I have used Prabs for my mortgage the last 3 times I have moved and I can honestly say no other advisor comes close to Prabs in terms of efficiency, accuracy and speed of service. I can always rely on Prabs to weigh up the options and give me an informed opinion and advice on which way to go. He really has taken the stress out of this part of the moving process each time, thank-you!" - Miss N
"Would recommend Prabs to anyone looking for a mortgage. On the ball and ready to answer any query any time, cant thank him enough for the work he has done for us." - Mr F
"Prabs handled the whole application process excellently! Gave me all the information I needed and cut straight to the chase. Simply put Prabs went above and beyond. Thank you!" - Mr A
"Prabs has been brilliant. From his energy to making sure you end up with the right product, I would highly recommend! I know other people that have used Prabs for their mortgage who have also all raved about him. Go Prabs!" - Miss T